Permanent financing for stabilized commercial property. Buy, refinance or pull cash out with bank loans amortized over 30 years, or HUD loans fixed for up to 40.
We match stabilized properties to bank portfolio lenders and HUD-insured programs, depending on the asset, the loan size and how long you plan to hold.
Apartment buildings and communities from 5 to 200 units, plus 2–4 unit investor properties.
Apartments with retail or office space.
Credit or non-credit tenants, single tenant case by case.
Parks with single and double-wide homes, including park-owned homes.
Near universities, including rent-by-the-bed properties.
Affordable housing, senior housing and healthcare through HUD programs.
The best terms available across our lending partners. Bank loans offer speed and flexibility; HUD loans offer the longest fixed terms.
Share the rent roll, operating statements, the loan you want and how long you plan to hold.
We size the loan with bank and HUD options and show you the trade-offs in rate, term, recourse and timeline.
Close the permanent loan, pay off your bridge or construction loan, and lock in long-term payments.
Once the property is stabilized, a permanent loan pays off short-term debt and can return equity.
Illustration only. Leverage depends on property type, income and lender.
Bank loans close faster and offer 3 to 10-year fixed periods on a 25 or 30-year amortization. HUD loans take longer to close but lock a fixed rate for up to 40 years with no personal recourse. We will show you both when your property qualifies.
The rate is fixed for an initial period of 3, 5, 7 or 10 years, then adjusts. Payments are based on a 25 or 30-year amortization.
Yes. That is the most common use. Stabilize the property with a bridge loan or finish a construction project, then move it here.
Possibly. Select lenders consider low credit scores, past foreclosures or bankruptcies, and limited liquidity when the property itself is strong.
Yes. Non-resident aliens can qualify with a valid passport and income documentation, at up to 50% loan-to-value.
Send us the property. We'll compare bank and HUD options for you.
Terms shown are the best available across Capital Lending Group's lending partners as of October 2026 and change without notice. Not every borrower or property qualifies for every term. Loan amounts, leverage, amortization, recourse and eligibility vary by lender, property type, market and program. HUD programs are subject to HUD approval and timelines. Business-purpose financing only. All loans are subject to lender review and approval.
Disclosure: Capital Lending Group, LLC is a loan broker, not the lender. We specialize in assisting businesses with the loan application process by connecting you with lenders who may provide financing. While we offer guidance and support throughout the application process, Capital Lending Group, LLC is not the lender and does not provide funding directly. Loan applications are subject to lender review and approval. Offerings and eligibility requirements vary by lender.
