Ground-up financing for apartment communities, build-to-rent and mixed-use projects. We match your project to bank, private and HUD construction capital.
Commercial construction is underwritten on the finished property's income, your sponsorship and your equity. We bring the project to the lenders that finance that asset type and size.
Garden, mid-rise and urban multifamily.
Single-family and townhome rental communities built to hold.
Smaller apartment buildings with select private lenders.
Apartments over retail or office.
Affordable, workforce and senior housing, including HUD-insured programs.
For-sale condo projects and condo inventory.
The best terms available across our lending partners. Leverage, pricing and recourse depend on the capital source, the project and your sponsorship.
Send the site, plans, budget, pro forma and your track record. We size the deal against bank, private and HUD options.
We take the project to lenders active in that asset type and market, and bring back term sheets to compare.
Draw through construction, lease up, then move into permanent financing or sell.
Lenders size construction loans on total project cost, then check the loan against the stabilized value.
Stabilized value of $28,000,000 keeps both loans under 60% of value. Pricing, recourse and terms differ by source.
Commercial construction finances income-producing projects like apartment communities, sized on the finished property's income and the sponsor's experience. Spec homes, townhomes and small 2–4 unit builds fall under residential new construction.
Plan on 25% to 40% of total project cost, depending on the lender. Private lenders allow more leverage than banks, usually at a higher cost.
Banks offer lower pricing at lower leverage. Private lenders offer more leverage and speed. HUD 221(d)(4) combines construction and a 40-year fixed, non-recourse loan, but takes longer to close. We will show you the trade-offs for your project.
Most projects lease up on a bridge loan or construction extension, then refinance into long-term financing once stabilized.
Lenders look for a sponsor or partner with completed projects of similar size and type, and a general contractor with a proven record.
Send us the project. We'll line up construction capital that fits.
Terms shown are the best available across Capital Lending Group's lending partners as of October 2026 and change without notice. Not every sponsor or project qualifies for every term. Loan amounts, leverage, pricing, recourse and eligibility vary by lender, property type, market, experience and state. Business-purpose financing only. All loans are subject to lender review and approval.
Disclosure: Capital Lending Group, LLC is a loan broker, not the lender. We specialize in assisting businesses with the loan application process by connecting you with lenders who may provide financing. While we offer guidance and support throughout the application process, Capital Lending Group, LLC is not the lender and does not provide funding directly. Loan applications are subject to lender review and approval. Offerings and eligibility requirements vary by lender.
