Redefining Possibilities

is about challenging the conventional approach to commercial real estate financing. It's an invitation to business owners and investors to see Capital Lending Group not just as a loan broker, but as a partner in reimagining what's possible in their ventures.
Smart Financing

Your partner in business financing.

We connect you with the right lender for your financing goals.

Expert Advisors
0%
Project Analysis
0%
Business Analysis
0%
Competitive Rates

We shop your deal with multiple lenders to find competitive rates that meet the financial needs of businesses, ensuring affordability and support for their growth and success.

Personalized Service

We provide personalized service tailored to the unique needs of each client, ensuring customized financial solutions that support their specific business goals.

Fast Closings

We work with lenders known for fast closings, streamlining the process so businesses can quickly access the funds they need to seize opportunities and drive growth.

Our Value

Innovative and Client-Centric Loan Brokerage

Commitment to honesty and transparency in all dealings

Our Purpose

To provide business owners and investors with innovative and tailored financial solutions for real estate and development.

Our Mission

Partnering with investors to acquire real estate with reliable and innovative financial solutions.

Our Motto

Not Just Loans, Ladders to New Heights.

What we offer

Unlock the right financing with smart choices

Fix & Flip

Loans for investors who are buying distressed properties, rehabbing, and selling.

Rental Portfolio

Loans for investors who are buying rental properties for their rental portfolio.

Spec Construction

Loans for experienced builders who are looking to expand their inventory.

SBA

SBA’s primary business loan program, provides loan guaranties to lenders that allow them to provide financial help.

Bridge

Bridge loans are a unique short-term funding solution that allows businesses to act when execution is critical and time is of the essence.

Farm & Ranch

Agricultural loans for real estate used for farming and ranching.

The Complete process

Loan Process Roadmap

1. Discovery Call

An initial call to review the project to determine viability for financing.

2. Application

Sponsor completes application and provides documents for review.

3. Receive Quote

Soft quotes are presented to sponsor.

4. Lender Review & Funding

The lender underwrites the loan and, if approved, funds it at closing.

Payment Questions

Most Popular Questions

Borrowers come to us when banks or conventional lenders have turned them down or can't meet their timeline. We connect them with private lenders that can close quickly and understand special situations.

No. Capital Lending Group is a loan broker, not a lender. We present your deal to several lenders who compete for it, which helps you get the best terms available.

Yes. Our lending partners work with LLCs, corporations, and limited partnerships. If the interest in the organization is held in a Trust it is on a case by case basis.

The majority of the loan programs are for non-owner occupied. In some cases if the sponsor intends to occupy the property there are fewer loan program available.

Debt Service Coverage Ratio (DSCR) is a calculation that helps lenders determine if a rental investment is generating enough income to make its loan payment obligations. To calculate the debt service coverage ratio, simply divide the net operating income (Rental Income) by the annual debt (Principal, Interest, Taxes, Insurance and Association Fees).

A bridge loan, also known as a swing loan or interim financing, is a financial instrument commonly used in real estate to address a temporary gap in funding when buying, selling, or refinancing properties. These loans “bridge” the financial divide between the acquisition of a new property and the sale of an existing one.

Yes, you can use an SBA (Small Business Administration) loan for real estate, but it’s important to understand the specific circumstances in which SBA loans can be applied to real estate transactions. The SBA offers several loan programs, each with its own guidelines and purposes.

Yes, several of our lending partners work with foreign national borrowers.

Yes. A commercial investor or rehabber can use a private bridge or construction loan when they only plan to hold the property until the construction or rehab work is complete and the property sells. 

Depends on the financing sought by sponsor. Bridge loans often fund in under 10 days, while long-term loans typically take 30 to 60 days, depending on the lender.

Your Vision, Our Mission, Building Dreams Together