For builders with a pipeline. Get approved once for a total exposure limit, then fund each new home or phase without starting over.
Lenders underwrite you as a builder, set a limit based on your liquidity, track record and pipeline, then review each project inside that limit.
Several homes under construction at the same time.
Repeat spec homes across one or more markets.
Subdivisions and communities built in phases.
Attached product and small multi-unit buildings.
All-in-one financing that covers land, development and construction.
Homes built to hold as rentals, with single or portfolio options.
The best terms available across our lending partners. Your limit and leverage depend on your liquidity, track record and pipeline.
The lender reviews your liquidity, track record and planned projects, then sets your total exposure limit.
Submit lots, plans and budgets as projects come up. Each one is reviewed inside your approved limit.
Draw as you build. When a home sells, the payoff frees up room in your limit for the next start.
Your limit is set as a multiple of your liquidity. Homes under construction count against it until they sell.
Multiples and limits vary by lender, experience and market.
Lenders look at your liquidity, completed projects and planned pipeline. Some size the limit at up to 10 times your liquidity; others set an annual exposure limit based on the size of your business.
No. You pay interest only on funds that have been drawn.
Ground-up experience is expected, either on title, as the general contractor, or through rehab projects. Builders with one project at a time should start with a new construction loan.
Yes, for experienced builders. All-in-one facilities can cover land acquisition, development and vertical construction. For lots alone, see construction lot loans.
Yes. Build-to-rent programs cover single homes and portfolios, and finished homes can move into a rental loan.
Tell us about your pipeline. We'll find a builder line that keeps you moving.
Terms shown are the best available across Capital Lending Group's lending partners as of October 2026 and change without notice. Not every borrower or project qualifies for every term. Exposure limits, leverage, draw timing and eligibility vary by lender, market, experience, liquidity, credit profile and state. Business-purpose financing on non-owner-occupied property only. All loans are subject to lender review and approval.
Disclosure: Capital Lending Group, LLC is a loan broker, not the lender. We specialize in assisting businesses with the loan application process by connecting you with lenders who may provide financing. While we offer guidance and support throughout the application process, Capital Lending Group, LLC is not the lender and does not provide funding directly. Loan applications are subject to lender review and approval. Offerings and eligibility requirements vary by lender.
