Long-term real estate financing for working farms, ranches and ag businesses. Buy land, refinance, pull cash out or build, with terms up to 30 years and payments that can match your harvest.
We place loans with ag lenders who understand land, production and seasonal cash flow.
Grain, cotton, hay and dry or irrigated cropland.
Cattle ranches, grazing land and recreational acreage held by your business.
Boarding, training and breeding facilities, including part-time operations with farm revenue.
Groves, nut orchards, vineyards and wineries.
Timberland, nurseries and greenhouse operations.
Production facilities and the land under them.
Processing, storage, feed and grain facilities and other agribusiness real estate.
Refinance, cash-out or restructure a distressed operation.
The best terms available across our agricultural lending partners. Your final terms depend on the property, the operation, your credit and the lender that fits your deal.
The property, the operation and what you want to do. We review it within a day.
We place it with the ag lender, bridge lender or SBA/USDA program that fits.
An ag appraisal and underwriting, then close in as little as 30 to 45 days.
A conventional ag loan at 75% of the purchase price.
With an SBA or USDA guarantee, leverage can reach up to 90%. Leverage varies by lender, property, operation and credit.
Not through us. We arrange business-purpose loans only: working farms and ranches, ag facilities, equine businesses and acreage held by your business. A primary or second home is a consumer mortgage.
No. These are real estate-secured loans. A farm equity line can give you working capital for up to 10 years without re-applying each season.
Yes. Select lenders offer semi-annual or annual payments in addition to monthly.
Credit-challenged and distressed operations are considered, and a no-score option is available. Equity in the land carries a lot of weight.
Yes. A cash-out loan on the family land can fund the buyout of other heirs.
For ag processing and agribusinesses, see USDA B&I loans, which can also cover equipment and working capital.
Send us the property and the operation. We will match it to an ag lender that fits.
Terms shown are the best available across Capital Lending Group's lending partners as of October 2026 and change without notice. Not every borrower or property qualifies for every term. Loan amounts, leverage, terms and eligibility vary by lender, property, market, experience, credit profile and state. Business-purpose financing only. All loans are subject to lender review and approval. Capital Lending Group, LLC is a loan broker, not the lender.
Disclosure: Capital Lending Group, LLC is a loan broker, not the lender. We specialize in assisting businesses with the loan application process by connecting you with lenders who may provide financing. While we offer guidance and support throughout the application process, Capital Lending Group, LLC is not the lender and does not provide funding directly. Loan applications are subject to lender review and approval. Offerings and eligibility requirements vary by lender.
