Buy, renovate and keep the property as a rental. Finance the purchase and the rehab, then move into a 30-year rental loan, with one closing or two.
We match your plan to the right structure across our lending partners, so you are not refinancing with a lender who has never seen the property.
One loan covers the purchase and rehab, then converts to a 30-year rental loan. One application, one set of closing costs.
A short-term rehab loan now, then a rental loan once the work is done. Some lenders refinance with no seasoning period.
Buy, rehab, rent, refinance and repeat, pulling equity out to fund the next property.
Detached homes and townhomes renovated for long-term rental.
Small multi-unit properties renovated and leased up.
Renovations planned for Airbnb or VRBO, qualified on projected income.
The best terms available across our lending partners. Your final terms depend on the property, your plan, your credit and the lender that fits your deal.
Close on the purchase with rehab funds held back, then draw them as the work is completed.
Finish the rehab and place a tenant, or set up the property as a short-term rental.
Convert or refinance into a 30-year loan sized on the new value and the rent.
Finance the purchase and rehab, then refinance on the higher after-repair value.
You bring $15,000 plus closing costs at purchase. Leverage varies by lender, property and credit.
A fix and flip loan is short-term and is paid off when you sell. Fix and hold adds a long-term rental loan so you can keep the property.
A single close saves a second round of underwriting and closing costs. Two loans can give you more choice on the rental loan. We will show you both when your deal fits.
Some lenders require 3 to 6 months of ownership. Select lending partners will refinance their own rehab loans into a rental loan with no seasoning.
On the property's rent compared with its payment, the same way as our rental loans. No tax returns or W-2s.
No. Fix and hold loans are business-purpose loans for investment property only.
Send us the deal. We'll match it to a rehab and rental loan that fit.
Terms shown are the best available across Capital Lending Group's lending partners as of October 2026 and change without notice. Not every borrower or property qualifies for every term. Leverage, loan amounts, seasoning and eligibility vary by lender, property, experience, credit profile and state. Business-purpose loans on non-owner-occupied property only. All loans are subject to lender review and approval.
Disclosure: Capital Lending Group, LLC is a loan broker, not the lender. We specialize in assisting businesses with the loan application process by connecting you with lenders who may provide financing. While we offer guidance and support throughout the application process, Capital Lending Group, LLC is not the lender and does not provide funding directly. Loan applications are subject to lender review and approval. Offerings and eligibility requirements vary by lender.
