The SBA's most flexible loan. Buy a business, buy out a partner, purchase your building, or fund working capital, with as little as 10% down and terms up to 25 years.
We match your business with an SBA lender that fits your deal and guide you from application to closing.
Acquire an existing business, including franchises.
Buy out a partner and keep the business running.
Purchase the building your business operates from.
Ground-up construction and tenant improvements.
Inventory, equipment, hiring and growth.
Replace higher-cost business debt with longer terms.
Terms available through our SBA lending partner. Final terms depend on your business, its cash flow and the use of funds.
Tell us about the business and what the money is for. Pre-qualification takes minutes.
We help you assemble the financials and documents the lender needs for underwriting.
The lender reviews and approves the loan, then closes and funds.
SBA 7(a) lets you buy an established business without tying up most of your cash.
Illustration only. Required equity can be higher depending on the deal, and closing costs and SBA fees are additional.
7(a) is the all-purpose program: acquisitions, working capital, refinance and real estate. SBA 504 is built for owner-occupied real estate and long-life equipment, with a long fixed rate.
As little as 10% on many loans. Lenders may ask for more depending on cash flow, collateral and experience.
Pre-qualification takes minutes. From there, timing depends on the lender, the size of the loan and how quickly documents come in.
Look at USDA B&I loans, which reach $10 million for businesses in rural areas.
No. SBA loans are for operating businesses. For rental or investment property, see our long-term financing.
Tell us about your plans. We'll match you with the right SBA program.
Terms shown are available through Capital Lending Group's SBA lending partner as of October 2026 and change without notice. SBA loans are subject to SBA eligibility rules, lender credit approval and SBA fees. Capital Lending Group, LLC is a loan broker, not the lender, and is not affiliated with the U.S. Small Business Administration.
Disclosure: Capital Lending Group, LLC is a loan broker, not the lender. We specialize in assisting businesses with the loan application process by connecting you with lenders who may provide financing. While we offer guidance and support throughout the application process, Capital Lending Group, LLC is not the lender and does not provide funding directly. Loan applications are subject to lender review and approval. Offerings and eligibility requirements vary by lender.
