A lending partner with innovative solutions to your financing goals
We offer highly competitive rates designed to meet the financial needs of business, enduring affordability and support for their growth and success.
We provide personalized service tailored to the unique needs of each client, ensuring customized financial solutions that support their specific business goals.
We specialize in fast closings, streamlining the process to ensure that business can quickly access the funds they need to seize opportunities and drive growth.
Commitment to honesty and transparency in all dealings
To provide business owners and investors with innovative and tailored financial solutions for real estate and development.
Partnering with investors to acquire real estate with reliable and innovative financial solutions.
Not Just Loans, Ladders to New Heights.
Loans for investors who are buying distressed properties, rehabbing, and selling.
Loans for investors who are buying rental properties for their rental portfolio.
Loans for experienced builders who are looking to expand their inventory.
SBA’s primary business loan program, provides loan guaranties to lenders that allow them to provide financial help.
Bridge loans are a unique short-term funding solution that allows businesses to act when execution is critical and time is of the essence.
Agricultural loans for real estate used for farming and ranching.
An initial call to review the project to determine viability for financing.
Sponsor completes application and provides documents for review.
Soft quotes are presented to sponsor.
Project will be underwritten for approval and funding will happen after that.
Borrowers come to us because they have been turned down by banks or conventional lenders. Our borrowers need a lender that can close quickly and understand special situations.
No, we are a Brokerage that sources deal and place with several lenders who will be competing for the deal, which gives the sponsor the best financial outcome.
Yes we lend to LLC’s, Corporations, and limited partnerships. If the interest in the organization is held in a Trust it is on a case by case basis.
The majority of the loan programs are for non-owner occupied. In some cases if the sponsor intends to occupy the property there are fewer loan program available.
Debt Service Coverage Ratio (DSCR) is a calculation that helps us determine if a rental investment is generating enough income to make its loan payment obligations. To calculate the debt service coverage ratio, simply divide the net operating income (Rental Income) by the annual debt (Principal, Interest, Taxes, Insurance and Association Fees).
A bridge loan, also known as a swing loan or interim financing, is a financial instrument commonly used in real estate to address a temporary gap in funding when buying, selling, or refinancing properties. These loans “bridge” the financial divide between the acquisition of a new property and the sale of an existing one.
Yes, you can use an SBA (Small Business Administration) loan for real estate, but it’s important to understand the specific circumstances in which SBA loans can be applied to real estate transactions. The SBA offers several loan programs, each with its own guidelines and purposes.
Yes we lend to foreign nationals.
Yes. A commercial investor/rehabber can use our private loan as a lending tool for financing when he/she only plans on holding the investment property until the construction or rehab work has been completed and the property goes to sale.
Depends on the financing sought by sponsor. Bridge loans tend to fund in less than 10 days, while long term loans tend to take 30 to 60 days.
